How do I Apply for a LoanGain Credit Line?

Once you have downloaded the LoanGain app from Playstore/App Store,
· Register with your Email ID to login to LoanGain
· Enter your basic details to check your Credit Line eligibility.
· Complete the KYC process to accept the offer.
· Now, you can instantly transfer money from LoanGain Credit Line to your Bank account.

How much time does it take for my LoanGain Credit Line to get approved?

The approval of your Credit Credit Line application will take less than a few minutes once you have provided all the required information.

Which documents do I need to apply for a LoanGain Credit Line?

We don't ask for any physical documents. We only require your Aadhaar and PAN details.

Can I take multiple loans from my LoanGain Credit Line?

Can I take multiple loans from my LoanGain Credit Line?

How is my credit limit decided?

Your credit limit is decided primarily on the basis of your profile, income and credit history..

How can I increase my credit limit?

You can check your eligibility to increase your credit limit by providing us with your last three months' bank statement of your primary bank account. For a better chance to get a higher limit, you may choose to give access to statements from multiple bank accounts using Account Aggregator.

How do I know my application is approved?

The approval of the LoanGain credit line is instant. We recommend keeping the app open for a few minutes after submitting your application so that LoanGain can notify you about the approval status.

Can my credit limit change in the future? 

Yes, your credit limit can increase/decrease in future depending on your credit behaviour with LoanGain.